What the tool establishes
Enter a whole credit quantity and choose the pack to compare. The tool rounds up to enough whole packs, then multiplies their fixed USD total. It deliberately does not turn credits into customer-months because that conversion was not supplied.
What still needs a written answer
Ask about term deductions, renewal and trial rules, credit expiry, reversals and account allowances. Keep those answers alongside the pack receipt and reconcile observed deductions in a private ledger.